[MassHistPres] Home insurance on NR listed properties

[Marilyn M Fenollosa]

Hi all -

If it's still operating, the National Trust has a homeowners insurance 
subsidiary that specializes in insuring historic homes. See 
https://www.mdpins.com/historic-properties/

Marilyn Fenollosa
Lexington


On 6/30/2025 9:12 AM, Haley, Ben @ SEC via MassHistPres wrote:

> This is an issue occurring across the country with increasing 
> frequency. A couple of years ago the MHC developed the attached 
> memorandum to provide to property owners and/or insurance companies. 
> The National Trust hosted a webinar on the subject in 2024 (see 
> https://savingplaces.org/stories/insuring-historic-properties-qa).
>
> Ben Haley
>
> National Register Director
>
> Massachusetts Historical Commission
>
> 220 Morrissey Blvd.
>
> Boston, MA 02125
>
> Ph: 617-727-8470
>
> Fax: 617-727-5128
>
> www.sec.state.ma.us/mhc <http://www.sec.state.ma.us/mhc>
>
> ben.haley at sec.state.ma.us <mailto:ben.haley at sec.state.ma.us>
>
> Please be advised that the Massachusetts Secretary of State considers 
> e-mail to be a public record, and therefore subject to public access 
> under the Massachusetts Public Records Law,M.G.L. c. 66 § 10.
>
> *From:*MassHistPres <masshistpres-bounces at cs.umb.edu> *On Behalf Of 
> *Johnstone, Michelle via MassHistPres
> *Sent:* Friday, June 27, 2025 2:18 PM
> *To:* MassHistPres at cs.umb.edu
> *Subject:* [MassHistPres] Home insurance on NR listed properties
>
> Happy Friday, Preservationists 😊
>
> Here in Worcester, we have been noticing an uptick in complaints from 
> owners (particularly new buyers) of NR-listed buildings related to 
> their inability, in some cases, to find an insurance company to cover 
> them _at all_, and in other cases, rates being exorbitantly expensive 
> (like in the $400/*_MONTH_* range). Is this something that a lot of 
> you are seeing in your communities as well? I’m not sure what it is 
> about National Register listing that has become their sticking point, 
> because the NR is an honorary program only under most circumstances.
>
> Does anyone know of any insurers that regularly provide insurance 
> regardless of NR listing, and at a reasonable price? Also interested 
> in if anything is being doing to address this issue.
>
> Best,
>
> *Michelle H. Johnstone *
>
> Senior Preservation Planner
>
> Executive Office of Economic Development | Planning & Regulatory 
> Services Division
>
> City of Worcester | 455 Main Street, Rm 404, Worcester, MA 01608
>
> P: 508-799-1400 x31410
>
> C: 774-622-0695
>
> E: johnstonem at worcesterma.gov <mailto:johnstonem at worcesterma.gov>
>
> www.worcesterma.gov 
> <https://urldefense.com/v3/__http:/www.worcesterma.gov/__;!!O9h35Ks8fCsF!BTD_4i2UwH8wqiZ2PYbjUOIcaP5n1gjqo7XnErlfUT9jgJgnE1n3niOwsivRYvS-VUfuJCLuff3BNdAqUqxeu1OkP5_xM6Pc$>
>
>
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